Plans Made Simple to Compare
Original Medicare, Medicare Advantage, Medicare Supplement, Part D — the acronyms alone are confusing. Here's a plain-English breakdown of what each option covers.
Medicare Advantage
Medicare Advantage plans are offered by private insurers approved by Medicare and bundle your Part A (hospital) and Part B (medical) coverage into a single plan — often with extra benefits Original Medicare doesn't include.
Often bundles in extras
Many plans add dental, vision, hearing, and fitness benefits.
Predictable, capped costs
Plans include an annual out-of-pocket maximum for added protection.
Network-based
Most plans use HMO or PPO networks, so we'll check your doctors are in-network first.
Might be a good fit if you…
Want an all-in-one plan with a low or $0 monthly premium, don't mind using a plan network, and like the idea of dental/vision/hearing bundled in.
Medicare Supplement
Medicare Supplement (Medigap) plans work alongside Original Medicare to help pay the costs Medicare doesn't cover — like copays, coinsurance, and deductibles.
See any provider
No network restrictions — visit any doctor who accepts Medicare, nationwide.
Fewer surprise bills
Standardized plan letters mean consistent coverage no matter which carrier you choose.
Pairs with Part D
Supplement plans don't include drug coverage, so we'll pair yours with a standalone Part D plan.
Might be a good fit if you…
Travel often, want to keep seeing specialists outside a network, and prefer predictable costs over a lower monthly premium.
Prescription Drug Coverage
Standalone Part D plans help cover the cost of prescription medications. Every plan has its own list of covered drugs (formulary), so the right choice depends entirely on what you take.
We check your exact medications
We compare formularies against your prescriptions and preferred pharmacy.
Avoid the late-enrollment penalty
We'll make sure you're covered on time if you don't have other creditable drug coverage.
Annual re-check
Formularies change every year, so we review your plan each fall during open enrollment.
Might be a good fit if you…
Have Original Medicare or a Medicare Supplement plan and need standalone prescription drug coverage.
Ancillary Products
We offer standalone Dental, Vision, Hearing, and Hospital Indemnity Plans.
How We Help You Choose
Three simple steps, at your pace, with no pressure to decide on the spot.
Free Consultation
We sit down (in person or by phone) to learn about your doctors, medications, and budget.
Compare Plans Side-by-Side
We compare plans in your area and explain the real differences.
Enroll with Confidence
We handle the paperwork and stay available year-round for questions, claims, or changes.